![]() ![]() However, we may also use PAR 60 days or PAR 90 days to have a better picture of the quality of loans we have. To make it easy in analysis, portfolio at risk is usually measured by using PAR 30 days, in which “30” refers to the loan portfolio that is overdue 30 days or more. The term risk in this ratio refers to the risk that the loan’s clients may not pay or not be able to pay back the loans that we provided them. In the portfolio at risk analysis, we mainly use PAR to measure how much risk that our loan portfolio has in percentage compared to our total portfolio. The excel calculation of portfolio at risk as well as the form and data in the picture of portfolio at risk example above can be found in the link here: Portfolio at risk calculation excel Portfolio at Risk Analysis With the information in the portfolio at risk example above, we can calculate PAR 30, PAR 60 and PAR 90 as below: ![]() which is a microfinance institution has USD 9,013,400 of the total amount of loan portfolio and a detailed loan by overdue days as in the table below.Ĭalculate PAR 30 days, PAR 60 days and PAR 90 days for the above loan portfolio. ![]() Portfolio at Risk Exampleįor example, ABC Ltd. In this case, we need to change the above formula from 30 days to 60 days or 90 days. ***We may also need to calculate PAR 60 days or 90 days. In this case, we need to change our formula from “loan portfolio” to “loan client”. Sometimes, we may need to calculate PAR 30 using clients in the portfolio at risk formula. 30 days, to divide with the total loan portfolio. We can calculate portfolio at risk or PAR with the formula of using the amount of loan portfolio that is overdue from a certain period onward, e.g. However, sometimes, the number of loan client is also used to calculate this ratio. Portfolio at risk is usually calculated by using the amount of loan outstanding that is overdue comparing to total loan. PAR is important when we need to analyze or measure the risk in percentage that our loans may go default if we properly breakdown the loans and group them in similar risk categories. Portfolio at risk or PAR is the type of ratio that usually is used in microfinance institutions or banks to measure the quality of loans and the risk that they currently have. ![]()
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![]() With over a decade of writing experience in the field of technology, Chris has written for a variety of publications including The New York Times, Reader's Digest, IDG's PCWorld, Digital Trends, and MakeUseOf. ![]() Chris has personally written over 2,000 articles that have been read more than one billion times-and that's just here at How-To Geek. Joe brings that same passion to How-To Geek.Ĭhris Hoffman is the former Editor-in-Chief of How-To Geek. If something piques his interest, he will dive into it headfirst and try to learn as much as possible. Outside of technology, Joe is an avid DIYer, runner, and food enthusiast. After several years of jailbreaking and heavily modifying an iPod Touch, he moved on to his first smartphone, the HTC DROID Eris. He got his start in the industry covering Windows Phone on a small blog, and later moved to Phandroid where he covered Android news, reviewed devices, wrote tutorials, created YouTube videos, and hosted a podcast.įrom smartphones to Bluetooth earbuds to Z-Wave switches, Joe is interested in all kinds of technology. He has written thousands of articles, hundreds of tutorials, and dozens of reviews.īefore joining How-To Geek, Joe worked at XDA-Developers as Managing Editor and covered news from the Google ecosystem. Joe loves all things technology and is also an avid DIYer at heart. He has been covering Android and the rest of the Google ecosystem for years, reviewing devices, hosting podcasts, filming videos, and writing tutorials. Joe Fedewa has been writing about technology for over a decade. ![]() ![]() ![]() Its possible to find yourself trapped in one area for a substantial. But as the game progresses, things are more confusing, and the solutions get more obscure. While things start off a bit on the trippy side, things at least make some kind of sense in the early stages. But at least there is a neat customization menu and a new way to enjoy this unique puzzle system once again! Check out the trailer below to see the interesting game mode played out a bit yourself. Superliminal is one of the most surreal mindbending experiences in gaming. Personally, I think “battle royale” isn’t the right term for this mode as it is more of a race through perspective puzzles. A full walkthrough of Pillow Castle's perspective-bending puzzle game Superliminal, without commentary.00:53 Induction05:57 Optical10:41 Cubism14:18 Blackout. After that, it will likely be based on player feedback if it will continue or not. To play this game on PS5, your system may. This game features a wonderfully subdued world, an intriguingly voiced narrative, and things that are really weird. Players tackle impossible puzzles by thinking outside the box and learning to expect the unexpected. Currently, the developers have stated that the experimental “battle royale” mode will be available only on Steam and will last through the holiday season. Superliminal is a first-person puzzle game inspired perspective and optical illusions. Get ready to feel the joy and frustration of puzzle-solving with friends in a series of frantic obstacle courses! This mode will pit up to 12 players against each other through a series of randomly generated rooms full of surreal obstacles in a race to the end, under the watchful eye of the Standard Orientation Protocol. This enables you to progress through areas previously inaccessible. As you play and explore you can manipulate objects so that when put down their perspective, scale and size has changed. This all-new experimental multiplayer mode will be added to the game for free on November 5th. Superliminal (2019) is a puzzle game incorporating optical illusions and forced perspective. ![]() Instead, they have built their own version of a so-called “battle royale” multiplayer mode. However, it seems that Pillow Castle Games isn’t ready to move on to a second title or new project. Bring any 3D object into the game and play around with mind-bending perspective tricks.As a single-player puzzle game where your perception becomes your reality, Superliminal has been regarded as an amazing title with positive reviews from multiple sources. ![]() EXPERIMENTAL WORKSHOP SUPPORT Superliminal features Steam Workshop integration. Nhãn: all, GameOfflineHay, gamephieuluu, Không phân loi. Bm vào file setup game cài và khi xong thì có th Play ngay. His artificial intelligence assistant, however, is having trouble understanding exactly how you’re here at all, and has other plans for you.ĭEVELOPER COMMENTARYWe’ve added an extensive developer commentary throughout the game, so you can learn the secrets and history behind the game’s development.ĬHALLENGE MODEThe overwhelming response from the speedrunning community to Superliminal inspired us to add a new Challenge Mode, which will score you per-level on metrics such as time to finish, grabs, and jumps. Tìm trong folder va gii nén ra ó file HaDoanTV-superliminal ri tip tc gii nén file ó ra s thy setup game. MAN VS MACHINEIn this fully-voiced adventure, Dr Glenn Pierce is doing his questionable best to guide you home and out of the dreamscape. What you see isn’t always precisely what you get. Tread carefully as the world slowly unravels around you and subverts your expectations. PERCEPTION IS REALITYExplore a dream world where everything is exactly as it seems. By the time you open your eyes, you’re already dreaming - beginning the first stages of this experimental program. Pierce’s Somnasculpt dream therapy program. WAKE UPAs you fall asleep with the TV on at 3AM, you remember catching a glimpse of the commercial for Dr. Players need to change their perspective and think outside the box to wake up from the dream. Puzzles in this game give you a sense of the unexpected. A full walkthrough of Pillow Castles perspective-bending puzzle game Superliminal, without commentary.00:53 Induction05:57 Optical10:41 Cubism14:18 Blackout. Superliminal is a first-person puzzle game based on forced perspective and optical illusions. ![]() ![]() ![]() All of it come together to form one of the most memorable gaming experiences i have ever had. The atmosphere, the music, the challenge, the gameplay, the graphics, the story, the voice acting. The Talos Principle Walkthrough (TTP) - Egyptian Arcade (Part 62)Walkthrough of The Talos Principle 'Egyptian Arcade'Playlist. This title is a must for all puzzle fans, and i can not recommend it enough. The game is also quite long, depends on how much of it you want to accomplish, but we are talking about at least 12 hours of gameplay, bigger than portal and portal 2 combined. Start with the primary bundle part numbers and the software image (ASA or Firewall. The deeper into the game you get, the deeper the story goes, and since you are constantly solving more and more complex puzzles, you feel a sense of accomplishment few other games can measure up to, and this sense of accomplishment makes you want to face difficult subjects like philosophy head on. Figure 2 provided for general reference only, shows the typical order flow. A puzzle game is the last place you would ever expect to find a deep story like this, and one of the things that makes this game pure genius. Many other games have tried this, and many have failed. As you progress through these puzzles you are also following a story that drives you into an amazing journey of philosophy, ethics, morale and so on. What this game does to you, is to give you a series of puzzles ranging from quite easy to very challenging. ![]() Use one of them on the turret, the other one on the doors before the sigil. When moving forward keep the two devices and set them on the doors so that you can get through while keeping both of them. Open the door and use the jammer on the turret. But when i was done playing it, i was sitting still for a long period of time, reflecting on what i had just experienced. First take the key that can be found in the first part of the level. I did not know what to expect when i started to play it, except that it contained a lot of puzzles. This is one of the most rewarding games i have ever played. And no other reviews written, but if there is a game i have played recently that deserves this, it's this one. As i am writing this review, not much information on the game itself is shared on IMDb. ![]() ![]() ![]() It will be quite easy to recognize these interesting little birds!īecause of how easy it is to identify a catbird by sound, it’s also a great way to introduce kids to birding by ear. There may be up to 100 different syllables in a catbird’s song! They can whistle, chatter, squeak, and mew, and they will sing for several minutes at a time.Īll of this makes catbirds one of the easiest birds to recognize by sound! Birders who are new to identifying birds by sound should definitely watch some catbird videos and listen to some catbird sounds. The song a catbird makes consists of a series of rapid, short sounds. Starlings can mimic other birds as well as vehicle motors and heavy equipment, and blue jays imitate hawks! Other North American mimics include mockingbirds and thrashers. Close your eyes and listen, and you can hear that it would be easy to mix up a cat and a catbird!Ĭatbirds create this sound through mimicry. You can hear the way that the bird sounds like a cat. She will push the intruder’s eggs out of her nest!Ībout That Voice: Why Do Catbirds Sound Like Cats?Ĭheck out this video of the raspy mew of a catbird! Fascinatingly, the Gray catbird can recognize the difference between her own eggs and the cowbird’s eggs. This allows them to produce many young without doing the work of incubating the eggs and raising the babies. Brown-headed cowbirds commit brood parasitism, which means they lay their eggs in other birds’ nests.
![]() ![]() eah Makin' all these O's so I milly rock Gyal really love the way I diddy bop Splash cash on clothes that's a drippy drop'Cause I am a top winner top winner Miss me wit. Not3s) O's so I milly rock Gyal really love the way I diddy bop Splash cash on clothes that's a drippy drop'Cause I am a top winner yeah Makin' all these. block每天跳著 milly rock We go rock rock rock給你炸炸炸 Shawty看到我衣服全部都脫光光 We go. X 作曲 ANBAJAXX 編曲 LJ Burns I'mma rock star like a rock star不是搖滾咖但也甩著頭髮穿著 SK8都聽 A$AP Mob Pu. Rock Star 作詞 ANBAJAXX 作曲 ANBAJAXX 編曲 LJ Burns I'mma. top and I spill out the sauce Milly rock on yo city block and you hatin' boy like a city cop I'm out Philly pop and I really pop and I Diddy bop buss on any opp Hot boy. ana I'm not from Atlanta been rockin' bandanas since I saw Santana Been f***** on b****** and f***** on thots Drop off the top and I spill out the sauce. DINK on the beat lil bitch we rockin Need dat gas bring dat pack in還沒 10 1.Pour4 etris Big rocks on my necklace that be tennis Big drank Texas that's for breakfast Drop off the top and I spill out the sauce You can't be bos. it2021看我依舊 milly rockin從來沒窮過 u ain't for the mud自己沒本錢才一直覺得我很Cocky strap get to whipping My cookie be sticky I do it legity和你不同等級ain't fuckin with me那. ![]() he top我哋出名好似通勝 and we high as Milly Rock醉完喝又喝放盪太 7 1.東京Tokyo uck我們讓整個重慶 milly rock國際航線for my holiday airforce只要往前飛加快腳 8 1.Out Of My Way io and do Milly Rock Do you like it too? Make me like a 9 1.Need Dat Gas Freestyle bitch we rockin Need dat gas bring dat pack in還沒綠. he top我哋出名好似通勝 and we high as Milly Rock And we go go go go go Rockstar life and oh wo wo wo wo And we rocking rolling keeping running通通 to the top我哋出名好似通勝 and we high as. TomFatKi 作詞 TomFatKiJNYBeatz 作曲 JNYBeatz TomFatKi 編曲 JNYBeatz 監製 JNYBeatz And we rolling going keeping running to the to. neojireul mamkkeot bunchulhae millyeo millyeo watdeon mongmareumi Nal tto chaĦ 3.Rockstar EATZ3. MINO) O NO NO I milly rock on any block so I gotta GO GO GO G 4 19.HARISS LOVES YOU love your“ Rock'n'roll” I love your“Fa milly” I love your“Friends” I love your 5 2.Check This Out!!! ty like a rockstarJigeum na wanjeon eop dwaesseo chingunom hanmyeongeun aedangcho suri tteok dwaesseo Gal saram ga an ppijyeo nan kkeutkkaji j. ![]() eeling illy I'm chasing billy milly making dealys goat status like I' 3 5.UP(feat. ![]() DABOYWAY dling the rock fuck a opp hit em with the bop bop moving mountain tops really no time for silly get caught up in ur feelings feeling illy I'm. アルバム ( ページリンク ) ソング ( ページリンク ) ( 部分歌詞 ) 1 3.BFF(Best Friend Forever) atever僕たち Milly milly rock it踊ろうよ Happiness You can play with 2 1.Good4 You feat. ![]() ![]() He knows that Jackson has his critics both as a man and as a leader. Smith noted that there have been less accomplished coaches that landed a second job. He not only built the foundation of the dynasty that would secure four titles for the team and his successor, Steve Kerr, but he was undeniably successful, making the playoffs two of his three seasons and finishing with an overall winning record. Smith’s concerns stem from the way Jackson has been treated by the NBA following his three-year stint as head coach of the Golden State Warriors. I believe he’s an elite basketball analyst who definitely should land on his feet, but the reason I’m sad is because I’d be lying if I said I wasn’t concerned as to whether or not you get the opportunity to do so.” Smith says if that is what Jackson wants to do, he should be able to. Whether or not Van Gundy and/or Jackson plan to stay in the broadcasting field is unknown. ![]() He just saw a lot of people suggesting that following Van Gundy’s dismissal, ESPN could blow up the entire booth. When he says he was not surprised, it was not a comment on their work. He has respect for both of them as analysts. He added that he is close with both Jackson and Van Gundy. “I’m incredibly sad that he was let go, but I wasn’t surprised once I started reading the reports.” “Mark Jackson is a brilliant basketball mind, an accomplished player, an elite and cerebral point guard, and an even better man,” Smith said. Smith addressed the changes on his podcast this week and said Jackson, in particular, deserved better. Plenty has been said and written about the team of Mike Breen, Mark Jackson, and Jeff Van Gundy following the two analysts being laid off by ESPN in recent months. ![]() ![]() ![]() 720x1280px Never Give Up, success, motivation, inspiration, quote, confidence, HD phone wallpaper. ![]()
![]() ![]() Engage in sexual innuendos or unwanted advances.Share content promoting dangerous organizations or individuals.Share material depicting the exploitation of children.Create a fake profile or falsify information about yourself. ![]() Here are some of the specific ways you might violate their policies, as noted on the Professional Community Policies page.ĭo not do any of these things, among other things: If your LinkedIn profile is missing, did you do any of these things? They plainly say that they may close your account if you violate their guidelines. Do they need to reinforce this even more? I didn’t search further on LinkedIn for more information about how and why they might cancel a member’s account, but both of these statements feel pretty strong to me. Repeated or egregious offenses will result in account restriction.” Depending on the severity of violation, we may limit the visibility of certain content, label it, or remove it entirely. “Violating our community policies can result in action against your account or content. Moving to the Professional Community Policies page, you’ll see the statement: LinkedIn reserves the right to restrict, suspend, or terminate your account if you breach this Contract or the law or are misusing the Services (e.g., violating any of the Dos and Don’ts or Professional Community Policies).” “LinkedIn reserves the right to limit your use of the Services, including the number of your connections and your ability to contact other Members. Their rules are ever-changing, but it reads now in the “Rights and Limits” section: It’s packed with details on the things you might be doing right now that could lead them to take enforcement actions. In the post, I advise that you take a close look at the User Agreement. In the past, I’ve written about some surprising things LinkedIn says you can’t do, and the actions they can take when you break the rules. Your LinkedIn Profile is Missing Because of Something You Did (or They Think You Did) Let’s take a look at how this could happen, and what you can do to recover, in some cases. Unfortunately, you may never determine exactly why your LinkedIn profile is missing. Your account was hacked into by someone.You were doing other things in violation of their user agreement and/or policies. ![]()
![]() ![]() The Implementation Guide contains important information for grantees, data vendors, and other stakeholders. The updated file contains a README tab with guidance for using the file, and a log describing key updates to the data element file posted in March 2022. FPAR 2.0 Resources Data ElementsĪn updated Data Element file that includes the newly approved sexual orientation and gender identity elements is posted below. FPAR 2.0 will allow for improved data collection, reporting, and analysis that will ultimately allow for more opportunities to improve service delivery. Integrated FPAR Forms and Instructions (Appendix A)įamily Planning Annual Report (FPAR) 2.0 is the next iteration of FPAR data reporting that will collect encounter-level data for Title X family planning service grantees.Added references to additional technical support resources (Exhibit C).Added new section describing data quality checks under Submitting Data (Section V). ![]() Added new sections providing information on accessing and navigating the FPAR 2.0 system under General Instructions (Section II).There are no changes to the data elements or FPAR tables for 2023 FPAR (submission in 2024).īelow is a summary of updates to the FPAR 2.0 Implementation Guide (May 2023): The FPAR 2.0 Implementation Guide (as of May 31, 2023) reflects processes implemented since the FPAR 2.0 system opening and provides guidance to grantees reporting FPAR for calendar year 2023 (submission in 2024). The FPAR 2.0 Implementation Guide has been recently updated. ![]() |
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